Credit Officer Job. KUSCCO

Credit Officer Jobs, Accounting Jobs, Finance Jobs, Jobs in Mombasa, KUSCCO Jobs

Job Reference No.CO/26/04/2019

Location: Mombasa

Closing Date: 10th May 2019

Type of engagement: 3 years contract renewable

Responsibilities

Reporting to the Credit Manager , the main functions of the Credit Officer will entail;

  • Ensure that the credit/loan is strictly adhered to in loan processing.
  • Perform appraisal of loans and work out members’ entitlement and amount granted.
  • Recommend loan application to be forwarded to credit committee for approval.
  • Reject loans and explain reasons for the same for ratification by the credit committee.
  • Responsible for the preparation of files for the credit manager to present to the credit committee meeting.
  • Attend to members queries as concerns loans applications.
  • Advice management through the Credit manager on demands for loans.
  • Assist the credit committee in developing sound credit policies.
  • Ensure that members whose applications have been deferred or rejected from loan office for not conforming to the loans policy are promptly advised.
  • Ensures that all members’ correspondences on loans, withdrawals and membership are promptly attended to.
  • Growing non-withdrawable deposits/savings.
  • Maintaining loan register.
  • Maintaining guarantors’ records.
  • Ensure efficient and prompt recovery of loans disbursed and interest accrued.
  • Maintaining confidentiality of members’ loan information.
  • Drafting demand notices to loan defaulters.
  • Preparation of monthly insurance premium schedule for submission to the insurance company.
  • Preparation and generation of loan schedules and statements.
  • Preparing monthly reports for the Board.
  • Ensuring that all loans comply with lending regulations and policies of the Society; and
  • Any other lawful duties as may be assigned from time to time.

Qualifications

  • A Business related degree or its equivalent from a recognized university and CPA 2 or its equivalent or CPA 2 and has satisfactorily served as a credit Officer in the Society or a comparable position with similar responsibilities in a Sacco or in a similar organization.
  • Minimum of 4 years of relevant experience.
  • A diploma in Cooperative Management will be an added advantage.
  • Have demonstrated high financial management capability and investment.
  • Have good knowledge of information Technology.

Job Specification

  • Effective listening, verbal and written communication skills.
  • Judgment and decision-making ability.
  • Accuracy and attention to detail.
  • Demonstrated integrity and ethical standards.
  • Able to handle difficult customers with diplomacy and tact.
  • Problem-solving and analytical ability.
  • Manages time effectively and adapts quickly to changing priorities.
  • Team player who works productively with wide range of people.
  • Capable of following written instructions and documented procedures.
  • Able to read, analyze and interpret financial statements.
  • Good Knowledge of Microsoft Office Suite.

How to Apply

Interested candidates meeting the above requirements should  apply online  following the two (2) step procedure below;

By  filling  in the  data form  from the link  https://forms.gle/NgXkCBswDkdAYfNK8

Followed by  Sending  an  Application Letter  with a detailed  Curriculum Vitae (CV)  to  recruitment@kuscco.com

Applications close on 10 th  May 2019.  Only shortlisted candidates will be contacted.

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